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What our clients say

Our Story

Who are we?

We are a specialist business finance broking firm who started as a one man band in the ‘80s, where our principal and founder Mark O’Donoghue would travel around the industrial areas of Sydney offering companies’ better arrangements than they could get from their banks. Now more than 25 years later we have grown into a team of 50 spread right around Australia providing over $350 million in equipment finance per year to a large base of long standing and new clients.

What do we do?

We arrange Equipment Finance for business owners all around the country working in most of the major industries and from various walks of life. Many clients have been with us for over 20 years who need funding for anything from a single piece of equipment through to millions of dollars’ worth of machinery or property. We even do total debt restructures, working capital and debtor discounting facilities as well as arranging better overall banking relationships.

Why choose us?

We look after our clients by making the finance easy and getting the funding they need on time. Sourcing finance from a range of 15 capable and competitive institutions enables us to spread loans across a number of lenders ensuring business owners are not tied to just one bank that has them totally locked up with all securities.

Often clients ask us why they shouldn’t have all their debt with the one bank. Chances are your bank has more than just your equipment debt, it also provides your property loans and overdrafts etc. Then if you ever tried to change banks, your outgoing bank would usually insist that you pay out all loans, and that means early termination penalties on any equipment debt.

Also, consider what may happen as your business expand and your equipment needs grow. You may find yourself in a situation where residential property is cross securing equipment loans when you really need to keep those bricks and mortar assets clear to secure non equipment debt.

Here’s how Finlease makes it easier. We’ll source finance submissions from two or three of the various capable lenders who will in effect be competing for your business. Then we’ll analyse what these lenders are offering and recommend the best outcome. The trick is to know when the terms are fair relative to what the market is offering, or whether they need to be adjusted slightly. It may be as simple as wanting a longer term or a higher residual, or perhaps a lender is insisting on a deposit when others would approve 100% finance.

This is just one of the ways we negotiate better outcomes for our clients. At Finlease, we think business operators need to start looking at finance as simply another raw material and service needed to run a business. It should be accessed in the most flexible, useful form with the least amount of constraints and conditions, competitively priced and backed by good customer service. Don’t take our word for it; see what our clients say ‘warts and all’ click here to read the reviews on an independent feedback site.

Australian Credit Licence Number 390584 Finlease (Australia) P/L