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As of December 2018, Finlease has a new Finlease Privacy Policy and as of December 2018, a new Finlease Privacy Consent Form.



Finlease (Australia) Pty Ltd, ABN 35 003 752 636, trading as Finlease, (‘we’, ‘us’), including our affiliates and licensees, collect information about you for the purposes you agree to in this Privacy Disclosure Statement and Consent.  When you sign below, you agree we can, consistently with Australia’s privacy and credit reporting laws, collect, use and exchange consumer and/or commercial credit and personal information (‘information’) about you for those purposes.

Privacy Disclosure Statement and Consent

We are collecting information about you, as applicable:

  • To source for you, or a company of which you are a director:
  • Consumer credit for personal, household, domestic or residential investment purposes;
  • Commercial credit for business purposes; or
  • Other services stated in this Privacy Disclosure Statement and Consent (Consent); or
  • To support a guarantor application you will provide.

As your broker, we require the information we collect from you to assess your credit, or guarantor, application or the credit application of a company of which you are a director, source a suitable credit provider and any required insurances and to manage the application process, where required. If you do not provide the information sought we may be unable to process your application, or the company’s application, or we may be limited in the other services we can offer you or the company.

Your information – Collection and Disclosure

When we collect information from you in the credit or guarantor application process, we use that information in a number of ways to assess your application and, where appropriate, to source a suitable credit provider or lessor and/or insurance provider.  We may, as appropriate:

  • Disclose your identification information to a consumer credit reporting service (‘Consumer CRS) and/or a commercial credit reporting service (‘Commercial CRS’), if you wish us to obtain a report on your behalf;
  • Use any information a credit reporting service provides in its report to assist us to preliminarily assess your credit or guarantor application;
  • Disclose your information to an insurer or insurers to source any insurances you wish to obtain; and
  • Disclose your information to a credit provider or credit providers to apply for finance on your behalf.

The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.

Credit Providers

As part of providing our services to you, we may undertake tasks for a credit provider which are reasonably necessary to manage the application process.  When doing so, we are acting as agent for the credit provider, with the same privacy law requirements applying to both of us.

We may submit your application to one or more credit providers.  Those credit providers and their website addresses are set out in the Schedule 1 at the end of this document.

A credit provider, to whom we submit an application, may disclose information about you to, and collect information about you from, one or more Consumer CRS or Commercial CRS.

The website of each credit provider generally contain details of each Consumer CRS and Commercial CRS with which it deals and other details about information held about you, including whether that information may be held or disclosed overseas and, if so, in which countries.  The websites also describe your key rights.  These details may be described on the credit providers’ websites as ‘notifiable matters’, ‘privacy policy’, ‘credit reporting policy’ or ‘privacy disclosure statement and consent’, or similar.

For each Consumer CRS a credit provider uses the website details will include the following specific information:

  • That the CRS may include information the credit provider discloses about you to other credit providers to assess your credit worthiness
  • That, if you become overdue in making consumer credit payments or you commit a serious credit infringement, the credit provider may disclose that information to the Service
  • How you can obtain the credit provider’s and/or the Service’s policies about managing your information
  • Your right to access and/or correct information held about you and to complain about conduct that may breach the privacy and credit reporting laws
  • Your right to request a CRS not to undertake pre-screening for purposes of direct marketing by a credit provider
  • Your right to request a CRS not to release information about you if you believe you are a victim of fraud

This detail will also be included by the credit provider who approves your application in the privacy disclosure statement and consent document it will provide to you.

Each credit provider website includes information on how to contact it and how to obtain a copy of its privacy documents in a form that suits you (e.g. hardcopy or email). 

Your rights

You have the right to ask:

  • Us to provide you with all the information we hold about you
  • Us to correct the information we hold if it is incorrect
  • Us for copies of our privacy policy and this document, in a form that suits you (e.g. hardcopy or email)
  • A Consumer CRS not to use your information for direct marketing assessment purposes, including pre-screening
  • A credit reporting service to provide you with a copy of any information it holds about you

You can gain access to the information we hold about you by contacting our Privacy Officer on 02 8404 2000 or email at finlease@finlease.com.au. In some cases an administration fee may be charged to cover the cost of providing the information.  Our Privacy Policy is available on our website at http://www.finlease.com.au/ or we will provide you with a copy if you ask us. 

Schedule 2 at the end of this document sets out the contact details for each credit reporting service. 

Disclosure and Consent

By signing below, you agree we may:

  • Use your information:
    • To assess your consumer or commercial credit and/or guarantee application and/or to assess a credit application by a company of which you are a director
    • To source any finances you required
    • To source any insurances you require
    • As the law authorises or requires;
  • Disclose to, and obtain from, any prospective credit provider or insurer, information about you that is reasonably necessary to obtain the finance and insurances you require;
  • Obtain from, and disclose to, any third party, information about you, the applicant(s) or guarantor(s) that is reasonably necessary to assist you obtain the finance and insurances required;
  • Provide your information, including your credit report(s), to one or more of the credit providers specified in Schedule 1 at the end of this document so they can assess your application, or the application of a company of which you are a director, or your suitability as a guarantor
  • Provide information about you to a guarantor, or prospective guarantor;
  • Provide you, or the company of which you are a director, with offers or information of other goods or services we, or any of our associated entities, may be able to provide to you or the company, unless you tell us not to;
  • Disclose your information to the extent permitted by law to other organisations that may provide us with services, such as contractors, agents, printers, mail houses, lawyers, document custodians, securitises and computer systems consultants or providers, so they can perform those services for us. This may include our overseas service providers in the Republic of the Philippines; and
  • Disclose your information to any other organisation that may wish to acquire, or has acquired, an interest in our business or any rights under your contract with us, or the contract with us of a company of which you are a director.

You also agree and consent to, as appropriate:

  • Your information being checked with the document issuer or official record holder for the purpose of confirming your identity
  • A Consumer CRS disclosing information to one or more credit providers specified in Schedule 1 at the end of this document for the purpose of assessing your application for consumer or commercial credit or your guarantor application, and/or assessing a credit application by a company of which you are a director
  • When you are a prospective guarantor, a credit provider using that information to assess your suitability as a guarantor
  • A credit provider disclosing your information (including information obtained by it from a Consumer CRS) to a guarantor, or a prospective guarantor
  • A credit provider disclosing to another credit provider, to your agent, such as us as your broker, or to a servicer, for a particular purpose, information it holds about you

Extended Effectiveness for Commercial Credit

Your agreement and consent to the disclosures and consents in this document will be effective for a period of 12 months, but only in relation to commercial credit.  Your agreement to this ceases when you either withdraw it by contacting us using our details above or 12 months after you sign below, whichever first occurs.  This will allow us to continue to provide our services to you without the need to ask you to sign a new privacy statement and consent each time you require commercial credit within a 12 month period.  The extended effectiveness does not apply in relation to consumer credit.

Where the applicant, or guarantor, is a company of which you are a director, you consent to the disclosure and use of your information, in addition to the company’s information, in each of the ways specified in this document.


By signing this document, you authorise us to make a request on your behalf to obtain information about you from one or more credit reporting service(s) and credit provider(s).  That information will assist us in providing our services to you.




Schedule of Credit Providers;
ACN 603 303 126 Pty Limited (ACN 603 303 126), Aussie Car Loans Pty Ltd (ABN 36 077 683 820), Australia and New Zealand Banking Group Limited (ABN 11 005 357 522), Australian Motorcycle and Marine Finance Pty Ltd (85 603 969 875), Automotive Financial Services Pty Limited (ABN 73 003 622 375), Bank of Melbourne (ABN 33 007 457 141), BankSA (ABN 33 007 457 141), Bendigo and Adelaide Bank Ltd (ABN 11 068 049 178), Bennetto Finance Pty Ltd (ABN 32 009 489 507), BOQ Equipment Finance Limited (ABN 78 008 492 582), Broadway Leasing Pty Ltd (ABN 74 152 512 546), Capital Finance Australia Ltd (ABN 23 069 663 136), Cashflow Finance Australia Pty Ltd (part of ASX Listed CML Group) (ABN 97 093 756 524), Cash Resources Australia Pty Ltd (ABN 48 784 573 234), Classic Funding Group Pty Limited (ABN 84 057 766 551), Commercial Equity Group Pty Ltd (ABN 67 009 509 077), Commonwealth Bank of Australia (ABN 48 123 123 124), FC Capital Holdings Pty Ltd (ACN 605 121 364 ABN 46 605 121 364) t/as Finstro, Finecorp Financial Services Pty Limited (ABN 71 072 066 141), Eclipx Group Ltd (ABN 85 131 557 901) & Subsidiaries, Fifo Capital Australia Pty Ltd (ABN 78 121 427 183), Finrent Pty Ltd (ABN 40 389 557 981), Firstmac Asset Funding (Commercial) Pty Limited (ACN 614 033 546), Fleet Partners Pty Ltd (ABN 63 006 706 832), Flexigroup Ltd (ABN 75 122 574 583), Flexfleet Pty Limited (ABN 51 081 785 711), GE Automotive Financial Services (ABN 80 004 187 419), GetCapital Pty Ltd (ACN 149 390 625), Group & General Finance Pty Ltd (ABN 87 000 937 257), Hermes Capital Pty Ltd (ABN 39 090 969 949), IBM Global Financing Australia Ltd (ABN 27 002 955 571), Investec Bank (Australia) Ltd (ABN 55 071 292 594), Judo Capital Pty Limited (ABN 11615995581), Latitude Automotive Financial Services (ABN 80 004 187 419), Latitude Personal Finance Pty Ltd (ABN 54 008 443 810), Leasewise Australia Pty Limited (ABN 73 000 132 436), Liberty Financial Pty Ltd (ABN 55 077 248 983), Macquarie Energy Leasing, a division of Macquarie Bank Ltd (ABN 46 008 583 542), Macquarie Equipment Rental Pty Ltd (ABN 44 112 079 268), Macquarie Leasing Pty Limited (ABN 38 002 674 982), Marubeni Equipment Finance (Oceania) Pty Ltd (ABN 79 151 545 434), Members Equity Bank Pty Ltd (ABN 56 070 887 679), Metro Finance Pty Ltd (ABN 44 600 674 093), Moneytech Finance Pty Ltd (ABN 75 112 110 906), Morris Finance Ltd (ABN 70 083 630 139), Moula Money Pty Ltd (ABN 95 164 875 325), National Australia Bank Ltd (ABN 12 004 044 937), Nimik Finance Pty Ltd (ABN 88 988 589 302), Octet Finance Pty Ltd (ABN 33 124 477 916), On Deck Capital Australia Pty Limited (ABN 28 603 752 215), Pepper Asset Finance Pty Limited (ABN 56 165 183 317), ProFinance Pty Ltd (ABN 50 003 164 190), Prospa Advance Pty Ltd (ABN 47 154 775 667), Scania Finance Australia Pty Ltd (ABN 32 609 637 596), Service Finance Corporation Ltd (ABN 93 077 860 256), Selfco Leasing Services Pty Ltd (ABN 58 099 591 616), St.George Bank – A Division of Westpac Banking Corporation (ABN 33 007 457 141), Suncorp Metway Advances Corporation Pty Ltd (ABN 89 100 845 127), Suncorp – Metway Ltd (ABN 66 010 831 722), Thorn Australia Pty Ltd (ABN 63 008 454 439), TL Rentals Pty Ltd (ABN 27 071 702 264), Toyota Financial Services, a division of Toyota Finance Australia Limited (ABN 48 002 435 181), Westpac Banking Corporation (ABN 33 007 457 141).

Finlease (Aust) Pty Ltd

Australian Credit Licence Number 390584 Finlease (Australia) P/L